Money & Work
Own assets that compound
Novice
Subdomain
Most investors are better off owning broad, low-cost index funds. In India that means Nifty 50, Nifty Next 50, and a global index, not stock picking.
Factor investing (smart beta)
Tilting an index portfolio toward systematic return drivers like Value, Momentum, Quality, Size, or Low Volatility, rather than simple market cap weighting.
Open
Value vs growth investing
Two competing equity styles: value buys companies cheap relative to fundamentals, growth buys companies with high expected earnings expansion regardless of current valuation.
Open
Dividend investing
An equity strategy focused on holding companies that pay regular cash dividends, often prized for income and signalling discipline.
Open
Sovereign Gold Bonds (India)
Government securities denominated in grams of gold, issued by the RBI, offering a fixed interest coupon plus the underlying gold price return.
Open
Index fund
Fund that tracks a market index. Low fee, no stock-picking.
ETF
Exchange-Traded Fund, index-style fund that trades like a stock.
Expense ratio
Annual % a fund deducts. Lower = better, all else equal.
Asset allocation
Mix of asset classes (stocks/bonds/cash/etc.) in your portfolio.
Diversification
Spreading risk across uncorrelated assets.
Drawdown
Peak-to-trough loss before recovery.
DCA
Dollar-Cost Averaging, investing the same amount on a fixed schedule.
Rebalancing
Periodically returning your portfolio to its target allocation.